Distressed or Grunge Text

hi all, add distressed/grunge/worn text photoshop elements 13. did see discussion 6 years ago here:

 

re: how make effect?

 

please explain step 2. see how make fill layer in solid color or adjustment layer. in step 5 call mask. see how create layer mask. how made "solid color fill adjustment layer mask"???

 

or, if provide new instructions pe 13 instead great. thank you!

brittany,

as question, solid color fill adjustment layer automatically creates layer mask.

 

however, here easier alternative instructions achieve similar effect:

1. create text , simplify text layer.

2. activate eraser tool.

3. choose grunge-like brush.  here chose "dry brush on towel".

4. dab and/or paint on text.

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